An interesting article from October 2008 about the mortgage crisis and Americans' lust for living the "American Dream". Notably, Michael Lewis identifies our own greed as the catalyst in that crisis, not the mortgage brokers. He, in a word, is CORRECT!
http://www.portfolio.com/culture-lifestyle/goods/real-estate/2008/09/18/Michael-Lewis-Mansion?page=2#page=2
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